offer to repay

nicholas.t_2

i have made an offer to repay a debt but they have refused my offer
a/ can they do that
b/ i have had a letter that they are coming to take goods the bailiffs
have NOT been in my house before as i will not let them in what do i do when they come back with there van
also i have a car it is registered in my name but was bought and paid for by my partner he has a receipt

the offer was made @£10 pm i have paid £30 and now they say the other party will not accept it

moonlightpjs

I dont know the extent of your circumstances but if it is just a letter from a DCA threatening Baliffs then they are just trying to scare and bully you ino paying more. They need to get a CCJ before they can send the baliffs around so don't worry too much, if they come round without a court order they are breaking the law and have no rights at all. They are just trying to scare you in to paying more than you can afford, if it went to court and the Judge saw your circumstances then he would just make an order for you to pay what you can reasonably afford, ie the payment you are offering now. Only then, if you didn't pay the agreed amount of the CCJ then they can send baliffs but this is a long time ahead and probably won't even happen.

Even though they say they won't accept your payment offer, keep making the payment, this will stand you in good stead if they do take it to court.

You could also get some advice from the CAB or National Debtline.

HTH and Good Luck

nicholas.t_2

it is a ccj and i had a letter through the door as i was not hear i then phoned the warrant holder and asked what to do he said pay something and make an offer which i did as above i had a letter saying that the offer had been accepted
then i had another letter saying i had not been
so i stopped paying it
now i have had another letter saying they are coming to take goods but they have never and will never been alowed into my home

moonlightpjs

Umm, not sure about this then, will bump it in the hope that somebody can help