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IPA and Allowances , working hours
markt89
Posts: 14 Forumite
Hi all just a bit of advice , on your soa i see some post on here where they have put like £60 as holidays and £40 for haircuts i understand they have to leave you with reasonable living expenses and dont see a £600 holiday once a year for a family of 4 )as in my case ) as unreasonable my kids are 6 and 18 months we have been on holiday once in 6 years so would be nice if we could have a small holiday once a year
Also if our surplus income is around £180 a month ,is it ok for my wife to drop a day at work so go from 30 hours to 20 hours so we can reduce this as there is no point her doing the extra hours to pay a ipa for three years where as if she dropped the hours then we probaly wouldnt have to do a ipa and then could she get more hours after dishcharge . i would rather she looked after our baby than work to pay a ipa
Also if our surplus income is around £180 a month ,is it ok for my wife to drop a day at work so go from 30 hours to 20 hours so we can reduce this as there is no point her doing the extra hours to pay a ipa for three years where as if she dropped the hours then we probaly wouldnt have to do a ipa and then could she get more hours after dishcharge . i would rather she looked after our baby than work to pay a ipa
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Comments
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Holidays is a discretionary item, but should be put down if you are going to go on one.
http://www.insolvencydirect.bis.gov.uk/freedomofinformation/technical/TechnicalManual/Ch25-36/Chapter31/part7/part4/part_4.htm#31.7.116
The OR cannot dictate the hours you work. If your OH wants to reduce her hours, then she is completely free to do so.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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