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Overpayments

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  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Even on interest only mortgages a lender should have the

    "keep my payments the same option"

    Any payment that exceeds the current interst due reduces the capital which will be all ofthe em one there is an overpayment to start the process.
    (untill interest rates go up)
  • steliz
    steliz Posts: 62 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    My repayment vehicle, such that it is, is to overpay. I have contacted my mortgage provider and switched the overpayments to the interest only portion and, after a lot of badgering, managed to get them to put me on consistent payments.
    Thanks for al the help.
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