Balance Transfers

swana

Is it possible to transfer debts to a credit card other than from another store/credit card?

I have an overdraft and personal loan which I'd like to consolidate and was wondering if I'd be able to stick it all on a credit card with a low lifetime rate 5%

My loan started low rate but has been bumpred up to 17% (so altho im paying £90/£100 a month the interest cancels out 30 of it leaving only a £60 dent in my loan!!) and I'm paying approx £20-£30 charges a month on my overdraft...

If I could have them both in one place paying approx £100 a month on a lower rate I'd be much happier!

Advice please....

Storm

Some CCs will let you transfer from ODs & loans, but others don't - so have a look through their T&Cs carefully before applying for one.

Alliance & Leicester are doing an offer where they'll match your OD limit & it will be 0% for a year I think - might be worth checking out if you're eligible for that

swana

The one i was looking at was the Marks & Sparks more card as recommended by Martin on the main page....

I've had a brief look and im thinking its only other store/credit cards...