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transfer of equity with a twist

Is it possible to transfer current mortgage (deal expired) from my name to my wife's name (providing she meets the lending criteria)? There is no separation/relationship breakdown issue here...


Many thanks

Comments

  • kingstreet
    kingstreet Posts: 39,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You'll need to ask the lender.

    You are transferring the mortgage and the ownership. You can't transfer the mortgage in isolation.

    They may insist on a TofE into joint names, then another to remove you.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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