Well I did it.....

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....or rather didn't do it! :T

I had a banking review today and declined the offer to "release some equity" in spite of the little girl at the bank telling me that secured loans were better because the interest rate was lower.

I did ask for a normal debit card though (have electron at the mo) so i could use Tesco online for groceries- but even that got "reffered".

The girl at the bank called me "dear" throughout, I'm only 31 :rotfl:

Snowballing here we come.

off to sort out a signature thingy now.

WifeofDJFLP
xxx

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    Combo Breaker First Post
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    lol at the girl in the bank. They haven't got a clue have they....

    Glad things are getting sorted though. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
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    Well done!!

    I hate bank reviews, you did really well.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Crown
    Crown Posts: 1,377 Forumite
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    Many Congratulations. Well done on turning down there "fantastic" offer of "equity release". :beer:

    MAkes me laugh these days that banks treat us all as mugs. The one thing that you do ask for that will not get you into debt (the debit card) they refuse. If you want to get a further 10k into debtr then I bet it wouldnt have been a problem :rotfl:
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
  • rayday2
    rayday2 Posts: 3,960 Forumite
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    I like the way you are eligible to have some "equity" but not a card! And lenders are supposed to be more resonsible these days!

    I never went to a bank review when they rang (Lloyds) I just used to put them off tell them I was pregnant, husband was out the country anything! They should rename them selling session it would be more accurate!
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