selling my bussines and csa

Alpine

kevin137 wrote: »

Yes it is, and you got it WRONG...!!! 25% of 52p leaves you with 39p in the £

And to be honest if you are on a higher tax bracket then you are not on £10 an hour are you, so your wording makes it look like you are being really hard done by, when the reality is you are probably on an hourly rate of what some people on here earn in a day...!!! So forgive me if i am not going to give you any sympathy for your complaint about doing overtime...!!!

Er, I think you need to do some maths revision. But here, let me help you:


£1 (earned) - 52p (Tax + NI) = 48p (net income).


48p (net income) x 25% (CSA) = 12p.


48p - 12p = 36p.

kevin137

It still doesn't change the fact that you use a way of explaining to make it look like you are hard done by, when the reality is your overtime after deductions is more than most people on here can only dream of making...

shoe*diva79

£16.41 a hour if your salary was £32011 and you work 37.5 hours a week. Thats the minimum for high tax bracket.

DUTR

shoe*diva79 wrote: »

£16.41 a hour if your salary was £32011 and you work 37.5 hours a week. Thats the minimum for high tax bracket.

So Alpine would be earning £6.01ph maybe £7.51ph therefore on the 10hr OT £60-75 for more than a days work.
Chances are to be earning £16+ph the worker may have some kind of skill not worth the reward of just £7.50 for an hour.

shoe*diva79

Most people who work OT do so at an increased rate of pay - ie time and half or double time.

In any case, money is money and if the NRP needs to earn extra as their basic salary is not covering all of their outgoings then by turning down OT because 'shock horror' 15% of it will go towards their child's upbringing is a sad state of affairs.

I do OT at work sometimes, I do it to give my children a better standard of living. After childcare and other costs i probably bring home less then a £1 a hour, but its better then nothing and makes the difference between a wet weekend in the UK and 4 days in sunny Spain :-)

Shame some NRP don't see it that way....

clearingout

kevin137 wrote: »

Some do though, it is just a fact of life... I know it is not all... But you see story after story about single mums living the high life out drinking at weekends smoking, wearing the latest fashion...

In the real world it most definitely happens but not by everybody...!!!

where is the Law that says a single mum can't go out at weekends (or any other time) and live the high life, drink, smoke and wear the latest fashion? Isn't this all about 'moving on'? Having a quality of life? Enjoying life? Just like other single people, married people and people who are dating either casually or seriously? Why is it wrong that a single mum does what other people do? Cos you can put your life on the majority of single mum's ex partners having moved on, going out, enjoying life, new partners, new clothes, drinking, smoking....why do they get to do it but the single mum doesn't?

I really don't get the obsession with the life of the 'single mum'. My life is my own, my money is my own, my time is my own, if I want to look after 3 children under 8 with a hangover then that's my business!

guruchelles

Marisco wrote: »

Which IMO it shouldn't be! I think folk should be able to keep anything they make on overtime themselves.

That's not how having children works.

kevin137

clearingout wrote: »

where is the Law that says a single mum can't go out at weekends (or any other time) and live the high life, drink, smoke and wear the latest fashion? Isn't this all about 'moving on'? Having a quality of life? Enjoying life? Just like other single people, married people and people who are dating either casually or seriously? Why is it wrong that a single mum does what other people do? Cos you can put your life on the majority of single mum's ex partners having moved on, going out, enjoying life, new partners, new clothes, drinking, smoking....why do they get to do it but the single mum doesn't?

I really don't get the obsession with the life of the 'single mum'. My life is my own, my money is my own, my time is my own, if I want to look after 3 children under 8 with a hangover then that's my business!

I'm not for 1 second saying that you shouldn't move on, but i do know that you could not move on and smoke have contract phones wear expensive fashion, run a car etc on benefit...!!!

So please explain to me, how the hell a single mum on benefit can afford to smoke 20 a day and do all the other stuff they do on benefit or is benefit that good...???

Oh hold on, the NRP for the children pays for it all... CS...??? Not always...!!!

All i am saying is live in the real world, not everyone goes without so there kids can have, not all single mothers think of there children 1st, and not all single mothers use the money to benefit the kids...!!!

So do please explain to me, how all that is possible... Or does the CSA fund it for them really...???

You know i will speak my mind, and i DO know that it is not for the NRP to say how the money is spent... But the real world is not the standards you go by... There are 1'000s out there who do not live like that and put themselves and there fun 1st... And it is better for some mothers on benefit because they have 3 or 4 children by different fathers, so they don't get capped the same way... They draw 15% of each father.... More money for going out isn't...

THIS HAPPENS IN THE REAL WORLD...!!!

DUTR

shoe*diva79 wrote: »

Most people who work OT do so at an increased rate of pay - ie time and half or double time.

It used to be the way but the recession has seen that change, we used to get time and half or double time for Sundays, 2.5 times for bank holidays plus a days leave back, it's now 1.25* standard.

In any case, money is money and if the NRP needs to earn extra as their basic salary is not covering all of their outgoings then by turning down OT because 'shock horror' 15% of it will go towards their child's upbringing is a sad state of affairs.

You maybe confusing 2 issues here, the 15% equates to a fixed amount and that fixed amount maybe sufficient already.

I do OT at work sometimes, I do it to give my children a better standard of living. After childcare and other costs i probably bring home less then a £1 a hour, but its better then nothing and makes the difference between a wet weekend in the UK and 4 days in sunny Spain :-)

A holiday is a holiday to kids, they make their own enjoyment do they not? Chances are they would have more fun camping/caravning than complaining about intense South Europe heat.

Shame some NRP don't see it that way....

Perhaps you may have failed to remember everybody is human and not just a cash cow, everybody counts. I know everybody's circumstance is different , so some NRP and PWC will see it that way, and that way could mean, you /I get or contribute enough already, or some are not motivated by thankless tasks.

For me doing overtime is no longer worth it, even if I was not paying CSA, the evenings and weekends is my time :cool:

jjj1980

kevin137 wrote: »

I'm not for 1 second saying that you shouldn't move on, but i do know that you could not move on and smoke have contract phones wear expensive fashion, run a car etc on benefit...!!!

So please explain to me, how the hell a single mum on benefit can afford to smoke 20 a day and do all the other stuff they do on benefit or is benefit that good...???

Oh hold on, the NRP for the children pays for it all... CS...??? Not always...!!!

All i am saying is live in the real world, not everyone goes without so there kids can have, not all single mothers think of there children 1st, and not all single mothers use the money to benefit the kids...!!!

So do please explain to me, how all that is possible... Or does the CSA fund it for them really...???

You know i will speak my mind, and i DO know that it is not for the NRP to say how the money is spent... But the real world is not the standards you go by... There are 1'000s out there who do not live like that and put themselves and there fun 1st... And it is better for some mothers on benefit because they have 3 or 4 children by different fathers, so they don't get capped the same way... They draw 15% of each father.... More money for going out isn't...

THIS HAPPENS IN THE REAL WORLD...!!!

Whilst I, as a single mum or divorced mum as I prefer to say, can see where Clearingout is coming from re the mum being entitled to move on after the separation, I also agree with what Kevin says.

My ex left when our daughter was just 5 months old and refused for a long time to pay any child support. Whilst I had no interest in going out clubbing, have never smoked etc there is no way I could have afforded to do any of that on Income Support, even if I had wanted to.

I now work part-time and still cannot afford to but it really holds no interest for me anyway. I would rather spend my time with my daughter.

However, I do know of other single mums via the baby group we went to that don't work, smoke, go out drinking, have expensive phones, wear expensive label clothes. I'm not saying their kids go without as I don't know enough about their financial circumstances, this is just what is seen.

Whilst not all NRPs are like my ex who will do anything to avoid paying child support, not all single mums put their children's needs first the way they should. I wholeheartedly agree that the PWC has a right to move on and have a life post-separation. I just don't always understand the choices they make to get the feeling they have their life back. But their circumstances aren't mine so I don't feel it would be right to judge their decisions.