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Overpaid now work asking for payment back
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I think you will find that the OP asked for our opinions and I gave mine. At no point did I post you have nothing to worry about I merely explained what happened when our accountant did it.
I also said you need to take legal advice, something you did not.0 -
If you don't have the means to pay it back in one go offer a payment plan. If that's refused you will need to get a loan. You know you owe the money and really saying you didn't notice doesn't cut it. How would you not notice £2000 overpayment?:j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)0
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I also said you need to take legal advice, something you did not.
Because, the OP does not need to waste money on legal advice. He knows he has been incorrectly paid the money and therefore he will need to pay it back.
He could try and use loopholes like hoping that there is "no papertrail", but he could well end up unlucky - and a judge is very unlikely to agree to a repayment of £1 a week (unless he now has no earnings).
The fact is that the OP is either financially stupid or a chancer. He received £2,000 that he knew he wasn't due, so what does he do? He goes and spends it.0 -
CAB give free legal advice.0
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OP if you want to be a chancer what you do is ignore any comms until you get some sort of court summons - then the game is up and you may decide to settle. A lot of companies won't pursue it this far. the company I used to work with would commonly make overpayments as people were paid on the 15th of the month but for the whole month, so often on pay day someone would just walk out with a full months salary. We'd sent a couple of nasty letters but then write it off.0
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I'm not "advising" anything I'm just posting on an open forum. Note the word could not should in the bit you quoted. Do we have to put a disclaimer after every post?0
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I know even when there is £10 too much in my account as there was once when I went to get some £ out so I came home, logged into online banking and saw it was a £10 grats payment from the bank for something they messed up on. Even though it was £10 I knew it was more than I was meant to have so looked into it. I can not believe people have had £2k or more in their banks and just keep spending it.There seem to have been a few threads of this nature lately. Do people think the money fairy just decided to be nice to them one month and put an extra load of cash in their account?We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0
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