Help with Tesco Loan

DCFC79

kws wrote: »

So it would seem. It would appear that they have now had a sulk and removed all the posts detailing how their partner got the wonderful loan. Ah well, back to the drawing board and continue the research.


That is interesting to know, so what purpose exactly does the credit score serve?

Yes thats what happens when posters dont like thereplies posted. I was just thinking didnt the thread used to be 2 pages long.

re the number on your credit score, its a number that represents our credit history eg if its 999 then people feel good about it.

Peelerfart

This thread has a tumbleweed feel about it

gb12345

kws wrote: »

So it would seem. It would appear that they have now had a sulk and removed all the posts detailing how their partner got the wonderful loan. Ah well, back to the drawing board and continue the research.

As DCFC79 says, standard action for a poster who doesn't get the answer they want or has been shown to be posting rubbish.

kws wrote: »

That is even better then. Our mortgage is in my name as I had the house before we married and I checked all 3 credit agencies and our joint current account doesn't appear (no overdraft), so it looks like we're not linked.

In that case, based on what you said in your earlier post about salary, credit etc then you should be seen as a good bet by most lenders. Perhaps try a Nationwide soft search and see what they offer you. Don't be tempted to apply to multiple lenders though just to try and save a fractions of a % - multiple recent searches on your credit history will have a negative affect.

kws wrote: »

That is interesting to know, so what purpose exactly does the credit score serve?

It's an opinion by the credit agency of how they rate you - based on the information they hold on you. The actual decision by the lender would be based on that information, together with other information, such as that provided on your application form.