Thursday 11th April - What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning guys :wave: I hope you're all well as we march towards the weekend :T

Ally I hope you get better today, Bobarella I'm wishing you lots of business today!

Ok my things for the day, before I do a mad dash to get showered and ready and not be late!

* checked banking, still dire and for the next 2 weeks as well :eek:
* all meals from stores - more parsnip soup mmmmm
* maybe a NSD? I just need a prescription but it can wait a couple of days....
quick shower, time myself!
* have a hunt around and see if I can sell anything that will bring in some quick bucks
* check onepoll
* go for a walk to the post office & post my contract in my lunch break - not a NSD after all then!
* get fish out of freezer for dinner
* prepping the spare room tonight
* call plumber about installing our gas fire - this is becoming a joke!

Ok that's my lot. Gotta run. Have a lovely day everyone x

josiebabie

Morning all!

Thanks for starting us off DNMS

I'm a bit bruised and battered this morning after playing the military wives at netball, they're not all choristers you know! Some of them are Fijian brick sh** houses

Anyways, this is me today:
- Checked bank (no change)
- Breakfast was porridge pot
- Packed lunch made
- Left purse at home
- Housework tonight, have let this slip with a busy life!
- 1x HC and hang on airer
- Early night in a hope to avoid cold shivers and hot sweats again tonight

Jx

Trajal

Got up early as have train to notts (currently on)
Made breakfast and lunch.
Left iPad at home to avoid temptation of buying Internet on train.
Aiming for another NSD today but I am hungry already will have a yoghurt at 10:30 from my lunch!

MinnieMousesMummy

Morning everyone. DNMS - Thanks for starting the thread off this morning.

My list for today:

• [STRIKE]Childminder runs[/STRIKE]
• [STRIKE]Quick shower[/STRIKE], Get kids up and organised
• Declutter and flylady - need to get a lot of this done, as it has slipped the last couple of weeks with the school being off
• Do some course work
• Package up the returns and get them posted
• [STRIKE]LSD - Need to get fuel for the car and frozen food[/STRIKE]
• [STRIKE]All meals from stores - cold meat salad for dinner and coffee pudding for afters, which I will make in the sc.[/STRIKE] I didn't get around to making the coffee pudding so will do this tomorrow instead.
• [STRIKE]Do work that is in for today[/STRIKE]
• [STRIKE]Surveys (remember to check one poll and pure profile)[/STRIKE]
• [STRIKE]Swagbucks, Swapits, Topcashback, Postcode lottery and birthday bingo[/STRIKE]
• [STRIKE]Wait in this afternoon for the Mr A delivery then check, scan and put it away[/STRIKE]
• Go to freezer shop tonight to get food and use vouchers
• [STRIKE]Take library book back in order to avoid late fines[/STRIKE]

I think that is everything that I need to get done today, I guess that I better make a start or I will not get anything done. Hope everyone has a good Thursday x

WelshWoofer

josiebabie wrote: »

I'm a bit bruised and battered this morning after playing the military wives at netball, they're not all choristers you know! Some of them are Fijian brick sh** houses

:rotfl::rotfl::rotfl:Have visions of Maori type haakas before the match.

Waiting in for the carpet fitters today - sods law that they'll be here at 4pm rather than 10am!

What else.....

• Pop to Vodafone shop to ask about my new phone - can't get the SIM to work in it but its fine in the old one
• If they get the phone to work send the old one to recycling place for a little bit of cash
• Drop jacket off for drycleaning
• Take tin of paint back - only £5 but better than nothing
• Use up fridge bits for tea
• Go swimming using Groupon voucher if carpet people turn up in time
• Do budget for next pay month
• Hoover round after the carpet people
• Walk dog three times (done one already)
• Do a load of very boring marking
• Drop stuff off at work ready for next week
• One load of washing tonight
• Write a mealplan and shopping list for next week
• Have a LSD

starnac

Morning all thanks DNMS for starting us off.

My list today

[STRIKE]Check banks[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]
Meals from stores done so far
Heating on low
[STRIKE]HC[/STRIKE]
Hang on Airer as weather not so good here
Tidy front room in progress
Hair cut after school
Home dye on hair after cut
Crocheting this evening
[STRIKE]Bake cake[/STRIKE]

That'll do for me today I think as both DS and I are very tired after DS was up most of the night messing about :mad:

Happy Thursday everyone

dottyanne

Have checked online banking, made PAD, meals from stores, hoovered etc., work later then collapse as I am sooooo tired already today

ziggy2407

Good Morning my lovelies

dnms - Thanks for starting us off today
josie - Hope you feel a bit better as the day goes on

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Not a great deal planned for today, just another quiet day for me:

Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com - Done
Packed lunch for OH - Done
General Tidy up - Done
Hairdresser @ home - Done
Re-advertise items for sale -
Surveys -
Catch up on emails - Done
Meals from stores (making toad in the hole) - Done
Bake (?) -
Update Food Tracker - In progress
Enter a few comps - Done a few
Knit or Read - Reading book from stash (rubbish but determined to finish)

Have a great day, love to you all.

C xx

foxgloves

Hi Penny-savers,
After 2 sunny days, it's back to grey chill here in the Midlands. So far today I have:
*Entered 3 prize draws.
*Done surveys (Am now more than half way to another £30 Debenhams giftcard, whoo-hooo!)
*Checked & paid credit card bill. No nasty surprises.
*Updated grocery budget.....for which, read 'Sort out the big muddle that is our April grocery budget'. Not a hope of coming in on budget this month so went through receipts to analyse why this is. A mixture of things, not helped by me underestimating what I'd need to budget for 4 lots of entertaining. Never mind. Will be extra careful for rest of month & plan an angelic month for May.
*Updated April's personal spends - I have the memory span of a gnat where spending is concerned...if I don't write it down the same day, I can't remember it.
*Found the princely sum of 6p on the way to the postbox, so the coppers jar is up if nothing else!
*All meals as per April meal plans.
*Mr f taken home made soup from freezer for packed lunch.
*Read Martin's email newsletter.
Still to do:
*Sow watercress seeds.
*Do shopping list & do online order (free delivery)
*Have some Me-time, which at the moment means knitting my pretty green socks!
That's it for me today.
foxgloves x

Pernicious

Hi everyone,

Thanks for starting us off DNMS, will catch up with everyone else later as I need to get back to work!

Today I have/will:-

• Make use of free water at work
• HM porridge pot for brekkie
• B/L/D from stores
• Popped to Mr T's on my lunch break - picked up some more soup for 50p a can or less & resisted the more expensive versions! Stuck to list
• Log calories on free app
• Dinner from meal plan - Veggie pad thai
• Checked postcode lottery - no luck still
• Charging phone at work
• Heating off as long as possible & on low if needed - we managed to not turn it on at all yesterday so I am hoping this trend continues!
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• Check FB to see if anyone wants to buy the guitars we're selling
• Maybe a few mins of strength building exercises on my pole tonight, free exercise
• Get a bit more organised in our newly decorated study by doing some filing, £6.99 for some suspension files :eek: but the peace of mind knowing I'll have a system for new documents & all our old important & financial documents will be filed correctly is priceless
• Ring mobile phone supplier & see what price I can get the new Samsung galacy for, I didn't upgrade to the S3 as I knew this would be out soon!
• Keep telling myself we don't need a Summer holiday or tickets to see Black Sabbath....:(

Hope everyone is ok & has a great, MSE day x

Mike5421

Here's what I did:

- Got up early and checked FB and emails
- had breakfast
- went to the supermarket
- looked up infos on how to write my final exam
- had a power nap
- drank some coffee
- now writing in the forum