We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit cards for discharged BRs?

Hi all,

If this has been posted before, please just link me to the appropriate thread and I'll delete this post with apologies.

My situation is this: I declared myself BR in November '04 and got an early discharge in August '05.

I DO NOT want to gain new credit only to run into debt again but I do sometimes have to incur business expenses. Sometimes I will take a customer out to lunch and at the moment, pay cash, which doesn't look terribly professional.

Although I'm aware of pre-pay debit cards, most incur a charge and a credit card receipt would look better when presenting my expenses to my company.

Are there any low-limit cards out there, or sympathetic lenders who would consider helping a former BR rebuild their file?

Thanks in advance.

Comments

  • gettingitsorted
    gettingitsorted Posts: 2,440 Forumite
    I think you will find yourself banging your head against a wall with this one ,capital one no longer do the card that you paid an up front deposit 4 and alot of x bankrupts have even been turned down for the very high interest ones such as vanquis,have you checked your credit files to see if they been changed and made up to date ?
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.