Light bulb..

katydo12

Okay so just bit the bullet and phoned Payplan.. actually the bloke went through everything and then told me it would be more benificially for my financially to attempt to sort things out myself as although my debts are high at the moment I would end up paying more to payplan than I'm paying to sort this out myself.
I think I kind of needed that reassurance that it really isn't as bad as I think and there will be an end to the tunnel.

COnsidering I am coming to the end of one of my loans (last payment next month!) and I can pay the payday loanI have. I just need to think more about where the extra money is going. It gets really difficult though when there are weddings and births and parties etc. I feel like this is where the bulk of our money goes!

Sorry for rambling.

katydo12

oh, he also said something about ppi which I really didnt think about as didnt realise you got ppi with credit cards? I know I cancelled the ppi with my loan but not sure how to go about finding out about it for credit cards..