Advice Urgently needed

freddiejf

Hi,

Advice urgently needed:

I need to get a car loan (£23,000 over 5 years). I earn a decent salary and was using car and mileage allowance to pay for it.

The problem I have is I have only ever kept up to-date with Equifax and I am sure that the reason I was turned down by BMW Finance was because they consulted Experian, which no doubt has many errors on it.

Basically does anyone know of a company/bank that would only check Equifax or Call credit when assessing my application?

Thanks

Freddie

CLAPTON

why don't you check all three agencies... it only cost £2 per agency although some you can get free one month access.

It may be your salary or other debts have prevented your getting the loan.
Also worth bearing in mind is if you are relying on your car and mileage allowance to pay for the car, have you considered what would happen if you changed job..could you still afford it?