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New debtfree wannabe

Hi
Am very keen to pay these off by dec 31st 2013
1. 4500 overdraft
2. 1296.00 credit card
3. 6000.00 mums loan
Status:870.01/-11796.00
Just done the budget planner - underspending by£189
Need to save more money so any tips would be appreciated.

Comments

  • krustylouise
    krustylouise Posts: 1,501 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Is it possible you post up an SOA and we can have a look at where you may possibly be overspending and can make cuts?

    PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03

    Halifax CC £3168.21

    Halifax loan £6095.47

    Car finance £7639.02

    Next £0/£808.33


    #22 - 1p savings challenge 2023 £166.95/£667.95

    Saving for Christmas - £1 a day savings challenge 2023 £50/£1000

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Spending diary to see if you have that amount extra in real life :)
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