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bad debts die

Hi

can any one tell we if when you die your debts die with you, i'm in big debt.(first plus) if when i die and my house does not cover my debts, can the company go after my children for the out standing amount.

Comments

  • savagevixen
    savagevixen Posts: 1,276 Forumite
    Miss help, surely you don't want to live like that? That sounds awful.
    :starmod: I am not that savage :heartpuls But I am a Vixen :staradmin
  • user55
    user55 Posts: 345 Forumite
    Miss Help. I hope this is a hypothetical long way in the future question. Because there are ways of sorting it all out long before then.
  • smiales
    smiales Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    Stay on here and get advice, I'm in a mess but coming on here is giving me a lot of help and answers. Everyone will help you sort this out.

    Take care
  • user55
    user55 Posts: 345 Forumite
    They come out of the estate, but if there is no estate, that's that. Nobody else is responsible for the debts.

    I've had this conversation with many a credit card insurance salesperson ringing me at home!

    It usually ends with me saying "look, I'll be dead, I won't care!"
  • sarah_ace1
    sarah_ace1 Posts: 188 Forumite
    miss_help from someone who has thought this way and then messed up, please don't be hasty.
    there is help here and although the process is hard and stressful, it's really not as bad as you think. i've come through and can see the light !!
    ask all the questions you want, there's so many people been and done it already and can offer invaluable advice and take you step by step sensibly and sensitively.
    62;)
  • AlanD_3
    AlanD_3 Posts: 312 Forumite
    i think your thinking wot im thinking

    Ditto.

    Miss,

    Please, please don't think in such finality.

    Please, please call the Samaritans on 08457 90 90 90 to help with how you are feeling.

    Things may not be as bad as you think. Please call CCCS on 0800 138 1111 and they WILL be able to help. There is always a solution. Always!

    Alan
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