We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

Help needed - what mortgage could we get ?

Chris72
Chris72 Posts: 16 Forumite
edited 8 April 2013 at 11:28PM in Mortgages & endowments
Hello to all

We're looking for an indication of what we could borrow in the current mortgage market. We are both starting new jobs, I will be on a renewable one year freelance contract (£45k), GF will be on permanent PAYE (£30k). We have spent the last year abroad. Previously we were self-employed (have 3 years' accounts).

We'd be grateful for opinions from brokers on this forum as to how much we could borrow.

Thanks in advance,

Chris72

Comments

  • Chris72
    Chris72 Posts: 16 Forumite
    P.S. Property would be in or around London
  • Chris72
    Chris72 Posts: 16 Forumite
    edited 6 April 2013 at 4:06PM
    Come on guys, surely you've dealt with some similar cases before ? Anyone know a good broker who could help us ? :o
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to establish you employment and get yourselves back on the electoral roll.

    What you did in the past year or your previous employment history has no bearing with regards to a mortgage application now.
  • Chris72
    Chris72 Posts: 16 Forumite
    edited 8 April 2013 at 11:29PM
    Thrugelmir wrote: »
    You need to establish you employment and get yourselves back on the electoral roll.

    What you did in the past year or your previous employment history has no bearing with regards to a mortgage application now.

    Many thanks.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture