Endowments maturing soon

mahatma_andy

We have a couple of with profit endowments maturing in the next few months. I have been tracking the surrender values monthly to try and estimate what they will pay - values below. They seem to have progressed 'smoothly' with the odd jump up which i think coincides with the half yearly bonus reviews.

I'm expecting a smooth progression into maturity, but does anyone know whether they tend to increase at a faster rate towards the end?

The Standard Life one has the 'promise' so there will be an additional payment if we keep to maturity of £1200 - £1500. We also received some SL shares and small mis-selling compensation amounts on both policies.

I'll keep tracking the surrender values and post back here.

Andy



L&G

SA........£36360
Premium.........£44.51 per month
Term..........25 years
Maturity..........31/10/2013

Last Prem...........SV
31/1/2012..........£24472.3
29/2/2012..........£24575.4
31/3/2012..........£24678.7
30/4/2012..........£24781.8
31/5/2012..........£24885.1
30/6/2012..........£24988.4
31/7/2012..........£25091.5
31/8/2012..........£25194.9
30/9/2012..........£25298
31/10/2012..........£25405.8
30/11/2012..........£25513.6
31/12/2012..........£25621.3
31/1/2013..........£26093.6
28/2/2013..........£26203.1
31/3/2013..........£0
30/4/2013..........£0
31/5/2013..........£0
30/6/2013..........£0
31/7/2013..........£0
31/8/2013..........£0
30/9/2013..........£0
31/10/2013..........£0



Standard Life

SA........£52500
Premium.........£64.24 per month
Term..........25 years
Maturity..........15/9/2013

Last Prem...........SV
15/2/2012..........£30285.45
15/3/2012..........£30462.3
15/4/2012..........£30639.65
15/5/2012..........£30817.75
15/6/2012..........£30996.5
15/7/2012..........£31175.9
15/8/2012..........£31747.55
15/9/2012..........£31886.7
15/10/2012..........£32026.15
15/11/2012..........£32165.9
15/12/2012..........£32305.85
15/1/2013..........£32446.2
15/2/2013..........£32852.55
15/3/2013..........£33036.3
15/4/2013..........£0
15/5/2013..........£0
15/6/2013..........£0
15/7/2013..........£0
15/8/2013..........£0
15/9/2013..........£0