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Remove a Name from a Mortgage
Mattomell
Posts: 1 Newbie
Hi, my mother took over from my ex on the mortgage back in Oct 2005 as I had been self employed less than 3 years & my income couldn't be used solely. I am now remarried & haven't had contact with my mum for over 4 years. She did ask, by email, to have her name removed from the mortgage 2.5 years ago but didn't sign the paperwork & despite request by myself to have her removed now, she won't respond. She has never made any financial contribution since being added & I don't owe her any money, does anyone know of how/if I can get her name removed? With thanks.
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Comments
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You can't do it without her written agreement to the transfer. Your only option is to force a sale if you wish to use legal action.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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You'll also need the lender's agreement as they'll need to be sure you can afford it by their criteriaSo many glitches, so little time...0
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