Aahh, finally got round to actually deal with debt!!

Sea78

Hi

Would your hubby be able to get an egg loan himself to transfer the balance across to? Even if you've not got such good credit rating, if he mentioned yours? Might be worth a try? Or could you increase yours to put the balance on?

Sea xxx

creditcardjunkies

Hi Sea78,

I did ask egg about increasing my loan, but it was just an internal loan to cover my card, so no credit search got done, which actually suited me as we're trying to withhold from applying for anything for a few months as our credit file took a bit of a battering at end of last year when we got refused for a few loans.

We'd just be happy with MBNA even de-creasing the% slightly, think jumping from17.9% to 27.9% is a bit extereme!!! And they said today this other department may consider doing this! (how nice of them haha!!)

But thanks, i'll just have to hope my hubby gets a nice wee helpful person at MBNA xx

poppy_f1

creditcardjunkies wrote: »

I was in tesco today and opted for some cheaper options in things i usually buy!! Next stop Aldi!!

Thanks x

hiya and welcome
just to let you know sometimes the tescos own make items are pretty good and a real cheaper option - even things like beans cornflakes
also if you order online you are less likely to pick up random stuff and theres usually free delivery codes kicking about on here so works out cheaper

i prefer the likes of aldi/lidls for their fruit and veg - always seems to last longer and fresher unlike asda etc

creditcardjunkies

poppy_f1 wrote: »

hiya and welcome
if you order online you are less likely to pick up random stuff and theres usually free delivery codes kicking about on here so works out cheaper

Thats a great idea, never considered doing it since i have a car. I'm sure both myself and my hubby recently received codes for this in an email!

Gonna give it a go this friday, because i donyt usually get eventually get round to shopping until monday night, which usually means buying junk over the weekend!
Thanks xx