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Dot's Diary - MFW as part of simplifying my life!

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Comments

  • Dot_Common
    Dot_Common Posts: 91 Forumite
    Part of the Furniture Photogenic
    Youngest was a bit teary at preschool, but seems willing to go again, so will persevere for now.

    I managed to do some decluttering today - taking a car load to the tip which has created a bit more space in the garage - one day we might even be able to put a car in there! :D

    A bit depressed about bring back at work tomorrow after 5 days off, but Monday nights are always the worst (my equivalent of Sunday night blues!). I'll feel better once I've been able to get stuck back in to what needs doing.
  • Dot_Common
    Dot_Common Posts: 91 Forumite
    Part of the Furniture Photogenic
    No chance to do the budget last night, as Mr Common brought home some work, but at least that means some extra money in the coffers!
  • ixia
    ixia Posts: 1,338 Forumite
    Hi Dot

    I am just starting on my journey too, there are so many good tips on here.

    Good luck!!
  • Hi Ixia, thanks for dropping by!

    I've had an awful week at work - I am seriously contemplating leaving for the sake of my sanity and health. At least the SOA showed that we can survive on Mr Common's salary alone. Not exactly an MSE conclusion though!
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Dot_Common wrote: »
    Youngest was a bit teary at preschool, but seems willing to go again, so will persevere for now.


    There's nothing worse is there? I hate it when my boy isn't happy at pre-school.

    Your diary makes a good read already :)
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Dot_Common wrote: »
    I've had an awful week at work - I am seriously contemplating leaving for the sake of my sanity and health. At least the SOA showed that we can survive on Mr Common's salary alone. Not exactly an MSE conclusion though!

    Just wanted to pop in and wish you all the best on your MFW journey :).

    My main motivator to becoming MF is that I would like to change jobs and if possible reduce my hours so that I can spend more time with the children as I work full-time (our children are similar ages: DS1 is almost 5 and DS2 is almost 2).

    I hope things get better in your place of work or that you are able to change jobs to improve your health.
  • Um... I have kind of quit my job. Decided that my health is more important. I've got to work my notice, and will start to seek out some freelance work, but I already feel so much better.

    It does mean that we will need to become much more MSE without the cushion of my steady salary - so my diary and reading all the wise advice on this site now becomes much more important.

    Gulp..
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Wow, well done!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Katzen
    Katzen Posts: 535 Forumite
    Uniform Washer
    Wow! How exciting Dot. Good luck, I shall subscribe and look forward to hearing how this unfolds for you
    Mortgage Outstanding Nov '16 £142,772.75
    Mortgage Additional OPs 2017 Target £4522.80/ Actual £865.00
    GC Feb 0/£200
  • Morning Dot, it's always difficult to make these decisions and well done for biting the bullet. Keep posting as this new chapter starts :)


    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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