PV panels as part of buildings insurance

EricMears

Kernel_Sanders wrote: »

This quote relies on cashback to make it competitive, but that is only paid if there is no employee involvement in selling the policy.

Why not ring up their helpline on behalf of a neighbour with a similar house (best seek his/her permission first) and clarify position on SPs. Then say you'll think it over & hang up.

thenudeone

Kernel_Sanders wrote: »

do I just add the current installation costs of my system onto the rebuilding costs and hope for the best?

No - definitely not.

You need to clarify what's covered.

1) is damage to the panels covered for normal risks
eg: if your house burns down will they reinstate the panels?

2) will they cover damage or injury caused by falling panels?
For example -What if the panels blow off your roof during high winds and write off your neighbour's £50k car, or worse, injure or kill someone. You don't want to find out at that point that your insurer doesn't class solar panels as part of your building and won't cover you.

counting_down_the_days...

I'm keen to follow this thread, as was just wondering how my, soon to be, new panels will effect my insurance. Thanks.