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Lloyds TSB settlement
bluemonday3
Posts: 232 Forumite
Hi
I am looking for some advice. I recently (14/3/13) was offered £1255 refund of PPI from Lloyds. I did not expect the cheque to come as I owe them money on a current account overdraft and CC.
I am in a DMP with CCCS and have been since 2009.
They offered me a settlement (they asked me) of the PPI refund against my current account of approx £1927 and told me to wait for their letter to come.
This has not come yet the account has dropped off my credit file completely when I check with Noddle and I can no longer log onto internet banking when I could before.
They have been an awful creditor to deal with and I have to complain many times to them so I am wanting to get them off my back as soon as poss.
Is the settlement a good offer and would anybody know why its suddenly disappeared off my credit file without the payment been made yet?
Sorry for the waffle!
I am looking for some advice. I recently (14/3/13) was offered £1255 refund of PPI from Lloyds. I did not expect the cheque to come as I owe them money on a current account overdraft and CC.
I am in a DMP with CCCS and have been since 2009.
They offered me a settlement (they asked me) of the PPI refund against my current account of approx £1927 and told me to wait for their letter to come.
This has not come yet the account has dropped off my credit file completely when I check with Noddle and I can no longer log onto internet banking when I could before.
They have been an awful creditor to deal with and I have to complain many times to them so I am wanting to get them off my back as soon as poss.
Is the settlement a good offer and would anybody know why its suddenly disappeared off my credit file without the payment been made yet?
Sorry for the waffle!
0
Comments
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No idea why it has dropped off your credit file.
Cant judge wether its a good settlement as dont know enough about it~sorry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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