PPI after bankruptcy

fermi

Well, I would imagine the OP is being asked to sign forms giving the trustee authority to obtain information and investigate whether PPI might have been mis-sold, rather that an out and out declaration from the OP that they believe it was?

debt_doctor

quite possibly - but there is no asset unless it was actually mis-sold and anyone reclaiming PPI has to make a declaration as to how it was mis-sold;

It was not suitable because I was self employed and could not claim or the costs were not fully explained.............

Only the PPI purchaser can know the answer to these questions, not the OR.

DD

fermi

Well, if they are being asked to sign a false declaration saying they believe it was mis-sold for x,y,z reasons, then I agree that the OP has every right refuse to sign that.

(On top of the right to refuse to sign any DPA waiver)

mad_bad_spender

fermi wrote: »

Well, I would imagine the OP is being asked to sign forms giving the trustee authority to obtain information and investigate whether PPI might have been mis-sold, rather that an out and out declaration from the OP that they believe it was?

The forms received are PPI questionnaires, the last section does have a declaration which states that "I confirm I want to make a formal complaint about the sale of the payment protection insurance described in this questionnaire". Also most of the questions are already completed for me. All I have to do is sign the declaration.

I don't think that I will be doing so based on your advice, it would certainly be a false declaration as I was well aware of the PPI. I have myself prior to the bankruptcy made a successful ppi claim with egg and am aware of the reasons for the claim, none of which fit in this instance.

debt_doctor

mad_bad_spender wrote: »

The forms received are PPI questionnaires, the last section does have a declaration which states that "I confirm I want to make a formal complaint about the sale of the payment protection insurance described in this questionnaire". Also most of the questions are already completed for me. All I have to do is sign the declaration.

I don't think that I will be doing so based on your advice, it would certainly be a false declaration as I was well aware of the PPI. I have myself prior to the bankruptcy made a successful ppi claim with egg and am aware of the reasons for the claim, none of which fit in this instance.

If you get any problems from the IS after you fail to sign please get back to us for further advice.

DD

mad_bad_spender

I will. Thanks to everyone for your help