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The Lets Make It Awesome April NSD Thread

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  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Target reached today - woo hoo :j:j:j

    So # 15 / 15
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Oh, and I meant to say I'll increase my target to 20

    Hoping it's achievable. I finish at work on Tuesday for a couple of weeks and on-line shopping is just soooo tempting :cool:
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • Luisa1981
    Luisa1981 Posts: 91 Forumite
    Managed one today!!
    Disgruntled saver (hating low interest rates) who LOVES a good survey and a freebie!

    :snow_laug
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Welcome to the late Sunday update - incorporating a bit of Saturday

    Scores on the doors tonight are :-

    Beanielou Bit of NSD positive power thinking canfix anything:T:T - are we up to NSD10 now:j:j

    Candlewick – early confidence paid off for a timely NSD 12:j:j

    CW – Cheryl I saw that foodie fest too, it’s a goodoffer but well done for holding back to a reach tremendous NSD 13:j:j & an increased target of 15 :beer:

    DonnaDynamo Nicely reaching nifty NSD 9 :j:j

    Everthe Optimist Have your cake too … reachingrather splendid NSD7:j:j

    Fedup a whole NSD weekend making a target exceededand extremely exciting NSD18 :j:jand new target of 20:beer:

    Ifwishes A cool pic –thanks for keeping us up todate with timely NSD12 :j:j

    Kerri Don’t ever give up your tales of how to spend& refund to gain another NSD giving you a nifty NSD 9:j:j

    Luisa – thanks for joining in and that’s anextraordinary NSD1 :j:jand target reached?

    Marmite = good things come in threes to take you totremendous NSD13 :j:j

    MissE Terrific target reaching NSD 15:j:j new target of 20 :beer:, Well done and have we given enough positivethinking to help those keys turn up???

    Modesty a Saturday report for a Friday NSD on aSunday update gives truly tremendous NSD 13 :j:j p.s. I love coffee cream choc too yum yum

    MrsCautious did you catch those bargains, caught meout…what is a YS? NSD 11(Sat):j:j

    Nargle a brief appearance for an entertaining NSD 8 :j:j

    Roguelawyer – getting back on the wagon is the bestbit and a splendid NSD7:j:j
    Sazzie - thats me 2 NSD last week on hols, 1 for Sat = :j:jNSD 14/20:eek:

    TheDragon - 2ndtarget exceeded at NSD 16:j:j:j– good luck for third target of 20 :beer:

    and finally

    Charleybear – thanks for stopping by even if itsnot where you had planned to be :rotfl:
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Sazzie - thank you so much for the update :A I didn't manage to get on here last night. I just came home and collapsed on the couch :o

    No more NSDs for me :o I'm a bad freeby :o but I will make it up this week - I have no choice as I have no money :o

    Have a great Monday everyone :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    57

    of us taking part on the April NSD Challenge

    and so far we have collected

    442 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    *tip-toes in, trying not to let door squeak but chair drags across floor at back of the room*
    blushing.gif

    Sorry..didn't mean to interrupt quite so much..sorry...

    Well Gang; just had a readie & sending Good Thoughts to Everyone smileys-wants-a-big-hug-smiley-emoticon.gif


    As for my absence..let's just say my diary has never been so full; shame it's all boring appointments for routine check-ups for one or other BMF Clan member lonely-smiley-emoticon.gif & with motor malfunctions & non-drivers attending, it has befallen upon Yours Truly to do the donkey work (no offence Hubert!)

    Still, every cloud n'awl that means I can report not only reaching, but also exceeding planned target to amass 16 glorious nsds up to & including yesterday cloud-nine-smiley-emoticon.gif With 8 days--I'll include today cuz who knows what'll happen before bedtime!--left till month's end, I shall increase my target toooooooo..20 please.

    Righto..the day begins again..tea first tho, naturally!



    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:

    monday_zps7375c9e7.jpg
    "If wishes were horses, then beggars would ride"
  • karenccs67
    karenccs67 Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Bagged #9 yesterday :)
    ***Dont save what is left after spending, spend what is left after saving***
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif

    Hiya my No Spendy chums :hello:
    Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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