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The Lets Make It Awesome April NSD Thread

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  • Good morning and Happy Sunday.

    NSD #2 for me for yesterday :)

    Pmo2
    x
  • Candlewick
    Candlewick Posts: 284 Forumite
    Morning everyone :wave:

    It's super sunny here. Hope it's a bit warmer when I pop out later today.

    Freeby, thanks for updating. I am also a bit of an excel queen and am still surprisingly keeping up my spending diary this year with all sorts of columns / formulas / tabs / worksheets LOL - I am actually, in a sad kind of way, enjoying doing it and my goodness is it an eye opener.

    I have a question if anyone can answer please? I have just been looking at my Noddle credit report and was wondering how long credit / administration / ID checks remain on there. I have one ID check with Moneysupermarket going back to 1 November 2012 and a credit check with a different company for 2 November 2012.

    Thanks

    Have a lovely Sunday.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Candlewick wrote: »
    I have a question if anyone can answer please? I have just been looking at my Noddle credit report and was wondering how long credit / administration / ID checks remain on there. I have one ID check with Moneysupermarket going back to 1 November 2012 and a credit check with a different company for 2 November 2012.

    Thanks

    Have a lovely Sunday.

    CW

    I'm not an expert so I could be totally wrong but always assumed it was 6yrs, like when you've closed an account? The only checks I ever really focus on are those for a credit check, so admin checks through comparison sites and ID checks shouldn't (again I could be wrong) affect your credit rating.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:

    I have my 4th NSD

    Thank you Freeby, Spoon, Marmite, Cheryl and Sazzie
    IF…x


    Think we should all have one of these buttons eh!! :beer:

    StiffDrink_zpsbc06fabe.jpg
    "If wishes were horses, then beggars would ride"
  • Candlewick
    Candlewick Posts: 284 Forumite
    kerri_gt wrote: »
    I'm not an expert so I could be totally wrong but always assumed it was 6yrs, like when you've closed an account? The only checks I ever really focus on are those for a credit check, so admin checks through comparison sites and ID checks shouldn't (again I could be wrong) affect your credit rating.

    Thanks Kerri

    I was hoping they would drop off sooner than that to tidy my report up! :eek:

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Good Morning :)

    Another small update......where is everybody????

    I'm here :wave: ....but not NSD yesterday. It was quite a LSD (thanks Kerri!) - hoping to be back later to confirm today is number 4
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • black_cat
    black_cat Posts: 703 Forumite
    Debt-free and Proud!
    Here to report NSD #2 for yesterday. Today should be number 3, but I'll confirm that later.

    Am determined to beat my target of 10. Back to work tomorrow, so it won't be me going to the shops. OH had better be good too ...

    Enjoy the rest of your Sunday! :)
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Yesterday and today both NSDs taking me to 6 please!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Afternoon all!:wave:

    I think that I can safely declare today as #5.

    I'm having a very lazy day.I can't go swimming yet as still getting over a bad cold and have spent the day watching 'The Blue Planet' on dvd-quite amazing.
  • rogueylawyer
    rogueylawyer Posts: 626 Forumite
    Today is NSD #3, as I realised earlier I went out without any cash in my purse. Some items on the joint account but nothing from mine. One day a NSD will mean no spending at all, but for now I will settle with what I've got!
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