car insurance

sarah_ace1

this was refused for monthly payments but they reinsured in two lots, bit of a poo all that money but i won't have to worry about it for the next year. at least it's insured. check your policies when renewal is up!

Mike_St_Helens

What company was it you are with ?

Im AA and they are OK...

fermi

I've never understood this. It's not as if you're asking for credit, since if your monthly payment isn't made your policy ends and becomes void (I think).

Still, from what other people have said, the insurers who do this are in the minority.

sarah_ace1

it's direct choice and paying monthly IS a credit thing policy. am going to check out AA and see if it's cheaper and if they'll accept monthly form me

sarah_ace1

grrr hisssss booooo AA won't either but at least i can pay two lots instead of one big one. back to juggling lol

tosca5

I have a poor credit rating and i'm insured with Direct Line who accepted monthly payments.

fermi

sarah_ace1 wrote: »

it's direct choice and paying monthly IS a credit thing policy. am going to check out AA and see if it's cheaper and if they'll accept monthly form me

God :mad: They'll start credit checking you to pay cash at the supermarket next.
Still, it's their loss.

Hope you find somewhere else that are more helpful.

savagevixen

I took out a 5 year guarantee on 3 appliances I bought from Iceland a year ago. (Fridge, tumble dryer and dishwasher) With 5 kids thought it would be sensible. Paid first installment up front, followed by 10 monthly payments of £22.
At the time of BR, I thought we had finished our paymnet plan. As it turned out we had 1 month left. I received a 'default on loan letter.' I was fuming. How dare they.
It was over the top insurance, I had not even been late paying the final instalment. Their default letter arrived 2 weeks before it was due!!!
So, 17 minutes on hold and finally I get through. Mr A*se takes my payment, treating me as though I am dirt.
4 days later an answerphone message from Iceland. Call them back. Card details not correct. re-check card details, informed that the card is not valid. Argue that I have used it twice that day and it's fine. Slowly dawns on me that maybe it's the Visa Electron thingy.
So I say 'Do you not accept Electron?'
He says 'No of course we don't, and as your payment has been refused we will be cancelling your loan agreement and your insurance will be cancelled.'
I explain that I do not have another card to pay with. He says ask someone else.
I said 'I can't, there is noone else here'
He says 'We will cancel'
I say 'Can we set up the payment to come from my new account?'
He says, 'No there is not enough time'
I say 'How f**king rude. You take over £200 from me for insurance, don't tell me that you don't accept my card, take 4 days to get back to me, and claim you will cancel the whole thing, even though my monthly paymnet date has not yet been reached?'
He says 'OK give me your account details'
Takes them and hangs up.
GRRRRRRRR

sarah_ace1

SV i'm not being pedantic but check ithas been paid even if you ring them back and check. and try to speak to someone in a supervisory position.

my situ: in june my car insurance will be paid for the complete year so i'm not too bothered and it is slightly cheaper than last years. just a big chunk for now LOL