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Mortgage offer expiry
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Tearful1
Posts: 25 Forumite
We are hopefully going to Exchange in the next week or two (buyer is awaiting a Consent Order before we can exchange & process has been ongoing since Oct because of chains collapsing). BUT I cant be certain that it will happen because of all the other bad luck we have had so far with sale/purchase! My Mortgage offer expires 6th May and on one of the early letters from the solicitors it states we should reapply a month before the offer expires.
Does anyone have any experience of reapplying/asking for an extension (we are with the Woolwich (Barclays))? How likely is it they extend the offer? Would you advise reapplying on 6th April even if exchange looks like it will be happening very soon or could this mess up anything like the current mortgage offer we have been given?
Does anyone have any experience of reapplying/asking for an extension (we are with the Woolwich (Barclays))? How likely is it they extend the offer? Would you advise reapplying on 6th April even if exchange looks like it will be happening very soon or could this mess up anything like the current mortgage offer we have been given?
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Why request speculation? Phone Barclays/Woolwich and do it now!0
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Let_Us_See wrote: »Why request speculation? Phone Barclays/Woolwich and do it now!
And if they agree, get it confirmed in writing ... !ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 20270
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