Repayment vehicles for offset mortgages?

Dragonrider

Apologies if this is a really silly question, but if you apply for an interest only offset mortgage, what do they accept as a repayment vehicle? Is it enough to say how much you are planning to offset each month, and if so, how are you expected to prove it?

Thanks!

Dragonrider

ACG

Why would you have an interest only mortgage if your planning on paying it off each month :S

Dragonrider

When I looked at the First Direct offset mortgages, they said they were interest only. I know other lenders offer repayment offset mortgages, but was wondering what First Direct expect from their customers who take theirs out.

Thanks,

Dragonrider

Thrugelmir

HSBC have withdrawn interest only. Unless an applicant earns over a £100k per annum.