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I'm 33, don't have a pension
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marathonic wrote: »So is your approach to figure out how much you need to save to get your desired income and, if that is not achievable, save nothing?
I've yet to meet a person on a household income of around £40,000 who can't, after listing their monthly expenditure, make cuts of £200+.
Also, remember that the £200 net pay invested in a pension is worth at least £250 in the pension - and possibly £333, depending on your tax band.
That all makes perfect sense, thanks.0 -
Go to the budgeting board for help, or start a spending diary. You will be amazed at where money really goes.0
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