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Likelyhood of mortgage

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jenny2115 wrote: »
    Thanks for your reply Let us see, yes overdraft is authorised and he has never went over it.

    Not the issue. Suggests money management skills aren't the greatest. Given a £40k salary and living at home.

    Suggest use the savings to pay off current debts. Then open Save to Buy account with Nationwide (or something similar). Then save a regular amount every month. Be good discipline for paying mortgage every month . Will also build credit rating with potential lender.
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