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Where to get best loan deal - Self Cert! - Help please?

rizla01
rizla01 Posts: 7,260 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in Mortgages & endowments
Hi,

Can anyone point me in the direction where I can obtain a mortgage against my property.

Value of my prop is approx 280k - Owe 11k

I need approx 200k for auction property coming up soon, which I then intend to mortgage (And let out)for another property purchase.

Rather than paying a Mortgage advisor I wish to compare the offerings of many brokers without paying high fees for someone else to 'Press a few buttons'.

I can get 5.45% from existing B/Soc with no fees and no tie in and no redemption. Set-up fee is also free.

Any suggestions please?
"Unhappiness is not knowing what we want, and killing ourselves to get it."
Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
Women and cats will do as they please, and men and dogs should relax and get used to the idea.

Comments

  • dunstonh
    dunstonh Posts: 120,009 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Rather than paying a Mortgage advisor I wish to compare the offerings of many brokers without paying high fees for someone else to 'Press a few buttons'.

    If only it was that simple.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • rizla01
    rizla01 Posts: 7,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    But surely there must be adresses of B/Societies that are offering some good deals at the moment.

    These seem to change on a regular basis.

    i.E. Used to be Birming/Midshires then B&west and Royal B of Scotland and so on.

    who's giving good deals now?
    "Unhappiness is not knowing what we want, and killing ourselves to get it."
    Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
    Women and cats will do as they please, and men and dogs should relax and get used to the idea.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    You could check out the comparison sites - they may help.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • rizla01
    rizla01 Posts: 7,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    herbiesjp wrote:
    You could check out the comparison sites - they may help.


    Herb -

    would you be good enough to point me in the right direction for a couple of comparison sites, please?

    Riz
    "Unhappiness is not knowing what we want, and killing ourselves to get it."
    Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
    Women and cats will do as they please, and men and dogs should relax and get used to the idea.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    You can try the FSA site - http://www.fsa.gov.uk/consumer/compare/index.html
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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