Are fixed-rate mortgages similar to fixed term ISA's?

Adammmmm

I'm guessing that this is a bit of a random question, but is the process for a fixed-rate mortgage similar to the process of a fixed term ISA where at the end of the term you simply move it to whoever is offering the best rate?

I appreciate there may be fees involved with switching provider at the end of the fixed mortgage term, but if you are going to chase the best rate I'm guessing the SVR at the end of the term isn't too much of a concern?

dimbo61

Not quite as when the fixed term finishes you normally go onto the lenders SVR ( some offer you tracker deals).
You can then look at your LTV ( Loan to value) and see what offers your existing lender has and other lenders deals