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krustylouise
krustylouise Posts: 1,501 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
Hi all,

Was wondering what you guys thought of the above company? I am looking to getting a new/used car and this company have agreed to loan me the money.

What are your experiences of the above?

Thanks in advance :)

PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03

Halifax CC £3168.21

Halifax loan £6095.47

Car finance £7639.02

Next £0/£808.33


#22 - 1p savings challenge 2023 £166.95/£667.95

Saving for Christmas - £1 a day savings challenge 2023 £50/£1000

Comments

  • ~Beanie~
    ~Beanie~ Posts: 3,043 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 25 March 2013 at 7:23PM
    They are brokers, they will find someone to lend you the money but they themselves won't lend you a penny. In fact they will probably charge you about 60 quid (payable upfront) before they even start looking.

    Avoid like the plague!!
    :p
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all,

    Was wondering what you guys thought of the above company? I am looking to getting a new/used car and this company have agreed to loan me the money.

    Premium rate phone number, a domain name registered to a person rather than a company and with no address details.

    Looks like a fancy broker.

    I couldn't find a Consumer Credit Licence number on their website and didn't find them listed under Credit Plus or their company number at http://www2.crw.gov.uk/pr/default.aspx, although the search facility is a bit clunky.

    A search on the post code appears to thrown up some sister company details and Credit Plus is listed under the entry for WhichDeal Ltd, CCL 0549121.

    All looks like a bit of a dodgy spider's web to me.
  • krustylouise
    krustylouise Posts: 1,501 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for your quick and honest replies :)

    PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03

    Halifax CC £3168.21

    Halifax loan £6095.47

    Car finance £7639.02

    Next £0/£808.33


    #22 - 1p savings challenge 2023 £166.95/£667.95

    Saving for Christmas - £1 a day savings challenge 2023 £50/£1000

  • They got me a reasonable car finance deal a couple of years ago, would go with them again if needed
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    They got me a reasonable car finance deal a couple of years ago, would go with them again if needed

    Hopefully you have sorted your finances out sufficiently not to have to use them again.
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