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Credit score

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Morning

I owe 800 euros to Barclays Bank Spain
The debt is about 4 years old, I took a bank loan out when I lived in Spain. I have been back in the uk for 4 years. I Recently received a letter from Barclays saying if I did not pay the 800 within 60 days they MAY inform the uk credit agencies. 60 days has been and gone i still can not afford to give them the balance, however nothing has changed on my credit score. The question I'm asking is can
Barclays Bank Spain affect my uk credit rating . FYI I'm British not spanish

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bingaa wrote: »
    Morning

    I owe 800 euros to Barclays Bank Spain
    The debt is about 4 years old, I took a bank loan out when I lived in Spain. I have been back in the uk for 4 years. I Recently received a letter from Barclays saying if I did not pay the 800 within 60 days they MAY inform the uk credit agencies. 60 days has been and gone i still can not afford to give them the balance, however nothing has changed on my credit score. The question I'm asking is can
    Barclays Bank Spain affect my uk credit rating . FYI I'm British not spanish

    Can you not make token payments ? or arrange to pay it off over x months ?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    euro zone so they might be able
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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