Between a rock and a hard place

DCFC79

Needs_sorting wrote: »

Thank you DCFC79, Reply number 5 has been helpful as i now have a better understanding of how creditors will see me. No one comes on this site unless they need helpful productive advice about debt not to be told that 'i'm living above my means' of course i am that is why i am here trying to sort it out. The kind of answers anyone is looking for here is what the next step should be. Not to be slammed by people

To me the next step is clear ( even a second step ), you either look at where your money is going and cut back ( check the debt free board for ideas, maybe post an soa over there ). Other option is to default ( I'm not certain but interest might get frozen ) and go that route but im sure either route will be explained over on the dfw.