quick question

Woody76

Hi

Just wondering if I should try and get a pay monthly contract mobile phone to help rebuild my credit. I am in the process of cleaning up my credit files but only recieved early discharge on 27th Feb :j so not very far forward. I also have ccjs listed and am aware these may cause problems.

What do you all think do I stand any chance with any particular company or should I just wait longer. I already have a mobile in husbands name (he has a pay as you go) but ideally wanted one in my name so can help rebuild credit and would give my husband his phone back lol . His pay as you go is just a cheap phone so not really losing anything.

thanks in advance for any advice

Woody76

OutofDebt-NOT-OutofDanger

Hi,

Maybe go for a SIM only deal at first - it still gives you the green ticks on the credit report!

I had an O2 PAYG just before BR and upgraded to SIM only while still undischarged and they've since invited me to go for a full package so it's definitely possible!

dojoman

I got a monthly contract with phone from Virgin Mobile one month after discharge.

Woody76

Thanks guys

Dojoman did you have ccjs or was your credit file pretty clear?

Woody x

dojoman

Woody76 wrote: »

Thanks guys

Dojoman did you have ccjs or was your credit file pretty clear?

Woody x

No I did not have any CCJ`s and I did not clean my CRA files until about 2 months after getting the contract.

Woody76

Thanks guys x