We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

pay off car loan?

avocetgirl
avocetgirl Posts: 655 Forumite
Part of the Furniture Combo Breaker
I took out a car loan in July 2012 to buy a second hand car. I now have enough savings in my ISA to totally pay this off plus a couple of grand spare. Should i do that or keep paying my car HP for another 2 and a bit years. Worried about redundancy where i work but then i coild still sell the car rather than give it back to the HP company?

Comments

  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    How much will you save in interest for early repayment compared to amount earned on ISA on same duration?
  • chanz4
    chanz4 Posts: 11,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    The isa will be a lot less intrest than the loan/hp
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.8K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.2K Spending & Discounts
  • 240.1K Work, Benefits & Business
  • 616.3K Mortgages, Homes & Bills
  • 175.4K Life & Family
  • 253.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.