Statute Barred Confusion

toby_puppy

thanks Spacey, I did notice you mentioned that yesterday, sorry - got carried away with the trustonline site!

We have already written and asked Capquest for a copy of the original agreement or paperwork relating to the debt and they refused under section so and so they aren't obligated to provide that because it was subject to a CCJ.

So I will just try the subject access thing....

toby_puppy

This is the response so far when we have asked Capquest for documents:

"Please note that legal action was issued on this account and judgement was entered on 23 November 2006.

This account is a Barclays Partner Finance account, with regards to a Clydesdale fixed term loan. The account was opened on 1 August 2001 and was last paid on 21 December 2005. The account was assigned to Capquest on 30 March 2006 due to non payment.


In response to your request for copy documentation, please note that it is the OFT's view that a creditor is not obliged to supply copy documents under sections 77 to 79 of the Consumer Credit Act after judgement is obtained.

We reiterate that we are willing to discuss with you a payment arrangement etc."