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Declaring Dependants

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stuart04

stuart04 Posts: 1 Newbie

19 March 2013 at 10:55PM in Mortgages & endowments

hey folks, i have a young child under 18 . However i do not live with her and her mother . I pay maintainence costs but wonder do i declare her as a dependant. Mortgage calculators are not very clear and there is a seperated section for child maintainence outgoings. Anyone have any experience of this?

Thanks

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Comments

kingstreet Posts: 39,258 Forumite

19 March 2013 at 10:56PM

If you are declaring the maintenance, you should not declare your daughter as a dependent.

I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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ACG Posts: 24,579 Forumite

19 March 2013 at 11:01PM

just to expand on the above....
Otherwise you would be being "penalised" twice for it.

I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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