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PCP vs Mortgage
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diggerdidoodar
Posts: 17 Forumite
in Loans
I have a 3 yr PCP loan @ 5.4% apr verses my mortgage were I have 5 years left to pay but my current fixed rate deal ends next year @3.99%. I have £8k should I pay a lump sum against the loan or reduce my outstanding mortgage by £8k come the new deal next year?
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