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Excellent Score but no joy
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The default and CCJ can be mitigated, dependent upon the detail of the case but this is incredibly unlikely at 90% loan to value.
Unless the brokers can see something in the detail of your case, it is incredibly unlikely that with a 10% deposit you will have options.
Get to 15% deposit and put some time between the late payment markers and you will be fine.
Good luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks Dave,
The default disappears in September as its 6 years are up, also gives me time to get that extra 5% and puts more time since ccj and late payments so will look again then.
Thanks all!0
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