help

MOOCAR

made a huge financial mistake 2007 and moved from a high street lender to a sub prime mortgage interest only with no repayment vehicle. Financial advisor told me it was a short term plan and I could change my mortgage in a few years. It was also sold as a self cert mortgage. I am 52 yrs of age and 12 years left on the mortgage. The mortgage company no longer sell mortgages and would only offer me repayment at a cost of over £1000 a month. I need urgent advice please as avenues explored with a financial advisor have proved fruitless.