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Loan for a Housewife

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louisa042
louisa042 Posts: 7 Forumite
Hi there,

I was just wondering if anyone could help.

I am currently 'mother of 2 babies/housewife' but have a good credit rating due to a loan, credit cards etc I've had since I was employed. I am looking for a loan to consolidate my debt and therefore reduce my monthly outgoing minimum payments. I have income from CB, monthly housekeeping money from my husband for bills/kids/shopping etc. I have no problem paying the payments just now I just would prefer the ease of only paying one.

Does anyone of any lenders who would provide a loan under these circumstances or have any experience of it?

Many thanks in advance for your help.

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    louisa042 wrote: »
    Hi there,

    I was just wondering if anyone could help.

    I am currently 'mother of 2 babies/housewife' but have a good credit rating due to a loan, credit cards etc I've had since I was employed. I am looking for a loan to consolidate my debt and therefore reduce my monthly outgoing minimum payments. I have income from CB, monthly housekeeping money from my husband for bills/kids/shopping etc. I have no problem paying the payments just now I just would prefer the ease of only paying one.

    Does anyone of any lenders who would provide a loan under these circumstances or have any experience of it?

    Many thanks in advance for your help.

    Your own bank might be best.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    what are your total debts?

    what are the amounts and APRs of the existing debts?


    why aren't the debts treated as 'family' debts rather than your debts?
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