We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Discharged 2011 - Does BR appear in any public records?

sparkyjohn_2
sparkyjohn_2 Posts: 6 Forumite
edited 16 March 2013 at 9:37AM in Bankruptcy & living with it
Just a quick question.

Once discharged does your BR appear anywhere apart from your credit record? Ive searched the London Gazzette but we wasn't Declared in London so no record found?

Comments

  • alastairq
    alastairq Posts: 5,030 Forumite
    Gazette details all BR records, throughout the country.


    I have found difficulties searching the Gazette, but records are there, to be found.
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sparkyjohn wrote: »
    Just a quick question.

    Once discharged does your BR appear anywhere apart from your credit record? Ive searched the London Gazzette but we wasn't Declared in London so no record found?

    :rotfl:

    Try searching here:

    http://www.london-gazette.co.uk/insolvency
  • dojoman
    dojoman Posts: 12,027 Forumite
    sparkyjohn wrote: »
    Just a quick question.

    Once discharged does your BR appear anywhere apart from your credit record? Ive searched the London Gazzette but we wasn't Declared in London so no record found?

    Where you were made BR has got nothing to do with it, you WILL be on there.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • sleepless_saver
    sleepless_saver Posts: 2,741 Forumite
    Part of the Furniture
    dojoman wrote: »
    Where you were made BR has got nothing to do with it, you WILL be on there.

    If it was in Scotland, it would be in the Edinburgh Gazette.
  • Snagggles
    Snagggles Posts: 434 Forumite
    sleepless_saver wrote: »
    If it was in Scotland, it would be in the Edinburgh Gazette.

    The requirement to place a notice in the Edinburgh gazette for bankruptcies in Scotland was withdrawn in November 2010 - not sure where OP lives, but if Scotland, and sequestrated after that date, it may not have appeared in the gazette.

    If a property was involved, there may be a bankruptcy restriction registered with the Land Registry.

    Agree that searching the London Gazette archives can be a bit of a pain! But if you were made bankrupt in England/Wales, it should be there.

    Also, if you had a Bankruptcy Restriction Order (BRO), it stays on the insolvency register for whatever period of time the court stipulates I think.
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • molerat
    molerat Posts: 35,934 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In Scotland it will be found here http://roi.aib.gov.uk/ROI/default.aspx?ReturnUrl=%2froi%2fsearch_bankruptcies_trustdeeds.aspx
  • dojoman
    dojoman Posts: 12,027 Forumite
    sleepless_saver wrote: »
    If it was in Scotland, it would be in the Edinburgh Gazette.

    Ooooops, sorry forgot about our Scottish members:o
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Snagggles
    Snagggles Posts: 434 Forumite
    dojoman wrote: »
    Ooooops, sorry forgot about our Scottish members:o

    :rotfl: That made me giggle for some reason.

    I'm only an honorary Scottisher though, as I only moved here in June. For the weather, obviously...
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    It'll also be on your credit report.... not quite 'public record' but certainly available for anybody searching it
  • rossireps
    rossireps Posts: 721 Forumite
    dojoman wrote: »
    Where you were made BR has got nothing to do with it, you WILL be on there.
    famous at last ;)
    James tucker
    Flight 705 My hero :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture