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Is my new home refurb or new build?
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Yep. There's only one lender in the market for 90% newbuild SO business and the rates aren't great, 5.29% being the lowest IIRC.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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The rate I have is slightly better than that, but only because it's a specially negotiated deal between the SO company and the lender.0
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