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Early discharge - never knew that!

Just rambling but the OR told me today that as long as your affairs are in order and your paperwork is sorted (the paperwork they have to fill out that is), that's what makes you eligible for early discharge.

Unfortunately, he said that his office is dealing with a backlog of cases so it might not be the case for me and to work on the full 12 month assumption.

Dunno why but I always thought there was more to it than that, how you got an early discharge! Nice to know though.

Oh and another thing I couldn't believe is that already in my area, 548 have gone BR in 2007. Wow. You never think it do you?!
:: BCSC #71 but now discharged! ::

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    It may seem like it to some, but 'Early Discharge' does not happen to reward those who have 'been good', and the full 12 months is not to punish those who have 'been bad'.

    The main deciding factors for those who are not going to receive a BRU/BRO is:

    1) How complicated and time consuming your case is for the OR to deal with.
    2) And in a related way, how busy the OR's office is.

    You just have to sit, and wait, and hope. But not expect.
    I'm happy whatever happens.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My number was in the 3000s. But then, we're talking about London.
    BCSC Member 70:j
    .
  • allofadither
    allofadither Posts: 543 Forumite
    Are you a fully fledged, bona fida, wearing the T-shirt, paid up (no..scrap the paid up bit :rotfl: ) member of the BCSC now Bakey? :T
  • Bakeybadoo
    Bakeybadoo Posts: 810 Forumite
    Yes I am! Can't quite believe that journey is over!
    :: BCSC #71 but now discharged! ::
  • Jonto_3
    Jonto_3 Posts: 40 Forumite
    fermi wrote: »
    It may seem like it to some, but 'Early Discharge' does not happen to reward those who have 'been good', and the full 12 months is not to punish those who have 'been bad'.

    The main deciding factors for those who are not going to receive a BRU/BRO is:

    1) How complicated and time consuming your case is for the OR to deal with.
    2) And in a related way, how busy the OR's office is.

    You just have to sit, and wait, and hope. But not expect.
    I'm happy whatever happens.

    I know of some OR's that have been giving non surrender bankrupts early discharge. :eek:
    I am only going to make 40 posts, then I am off.
  • Jonto_3
    Jonto_3 Posts: 40 Forumite
    thats a new one on me whats a non surrender bankrupt Jonto?

    Someone made bankrupt on a creditor's petition but won't attend upon the OR.
    I am only going to make 40 posts, then I am off.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Jonto wrote: »
    I know of some OR's that have been giving non surrender bankrupts early discharge. :eek:

    People/businesses failing to cooperate with the OR, I think.

    For example, not attending the OR interview. Or deliberately withholding records.

    I suppose if the case can still be dealt with quickly, then this might happen.
    But I wouldn't like to guess what the term of BRU.BRO they might get.

    Just a guess, but hopefully an educated one. :o
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Jonto wrote: »
    Someone made bankrupt on a creditor's petition but won't attend upon the OR.

    I think I get most of the marks for that question. :)

    EDIT: I hate when you spend a while thinking and typing, only to find by the time you submit the post someone has beaten you to it.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Jonto_3
    Jonto_3 Posts: 40 Forumite
    fermi wrote: »
    I think I get most of the marks for that question. :)

    EDIT: I hate when you spend a while thinking and typing, only to find by the time you submit the post someone has beaten you to it.

    The thing is grounds for a BRO are not attending upon the OR. They are also grounds for suspension of automatic discharge yet some get an early discharge.

    note to self - must type slllooooooowwwwwweeeeeerrrrr
    I am only going to make 40 posts, then I am off.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Jonto wrote: »
    The thing is grounds for a BRO are not attending upon the OR. They are also grounds for suspension of automatic discharge yet some get an early discharge.

    Well there are always some lucky ####ers who always manage to climb out of the s**t smelling of roses.

    EDIT: You two have got me doing it now.:mad:
    Thank god for the edit button. :rotfl:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
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