Solicitors for mortgages

Farside

I'm really crap at this lol.. I've had loads of quotes from solicitors but they look to be selling different services,

What exactly do i need as a buyer?

Here's what i've been offered, Do i need them all?


Local Search
Drainage and Water Search
Chancel Check fee
Completion search fee
Land Registry fee
Telegraphic Transfer (bank charge plus VAT)


or another which is more expensive was

Chancel Check
Environmental
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif]Drainage
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif]Personal Search[/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif]Land Registry Fee[/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif]ID Search[/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif]Bankruptcy Search[/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif]OS1 Search Fee[/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif][/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif][/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif][/FONT][/FONT]
[FONT=Times New Roman,serif][FONT=Calibri,sans-serif][/FONT][/FONT]
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Farside

I also got a quote, which was the cheapest for this, But is that enough?

Local Search
HM Search
Land Registry Search
Land Registry Fee
Telegraphic Transfer Fee

kingstreet

It depends on what your lender stipulates to the solicitor who will be acting for it, as well as for you.

I would expect;-

Solicitor's fee + VAT (which should include acting for lender and completion of stamp duty return) with a maximum of about £700.

Then, the disbursements;-

Land Registry Fee
Local Authority Search
Environmental Search
Drains/Water Search
Telegraphic Transfer Fee.

The disbursements should be the same for every solicitor, as the costs shown are all pretty much standard for a particular area/value.

moreofthegoodstuff

I have been given a list of what I need to pay for and one is called 'safe guard' and is around £300, what is this?

lee111s

My solicitors fees are £892 all in. That includes all disbursments too.

kingstreet

No idea what safeguard is, you'll need to ask them.

Fees and costs such as a local search (£70 to £280) vary widely from one price range to another, and area to area. Without a detailed breakdown it's very difficult to compare.

I've given a maximum fee above, based on what I'd expect to see payable in an expensive part of the country, or for higher value property.