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leannethomas
Posts: 4 Newbie
Hi All,
Ok I Think I Am Getting There Slowly! I Rang Up My Husbands Credit Card Company And Told Them We Was Thinking About Transfering Our Balance To Another Card Because I Need Cheaper Debt, And Im Not Sure How But I Didnt Realise That My Husband Had Been Paying 22% Apr On Purcheses And 23% On The Cash We Have Taken Out On It! Anyway They Have Reduced The Rate On The Purcheses To 13.9% Which Will Save A Little But Does Anyone Have Anymore Ideas On What I Can Do Next To Reduce The Rest Of The Debt We Have? I Was Thinking About Still Doing A Balance Transfer On Some Of The £14,880 That We Have Outstanding, So That It Will Be 0% To Get Our Balance Down.
Thanks Lea
Ok I Think I Am Getting There Slowly! I Rang Up My Husbands Credit Card Company And Told Them We Was Thinking About Transfering Our Balance To Another Card Because I Need Cheaper Debt, And Im Not Sure How But I Didnt Realise That My Husband Had Been Paying 22% Apr On Purcheses And 23% On The Cash We Have Taken Out On It! Anyway They Have Reduced The Rate On The Purcheses To 13.9% Which Will Save A Little But Does Anyone Have Anymore Ideas On What I Can Do Next To Reduce The Rest Of The Debt We Have? I Was Thinking About Still Doing A Balance Transfer On Some Of The £14,880 That We Have Outstanding, So That It Will Be 0% To Get Our Balance Down.
Thanks Lea
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