Question about what happens post OR interview and over next 12 months

thegrape

Hello,

One thing I have been wondering as I am iminently about go go BR is what actually happens at a practical level.

Does the OR look over all you rank statements etc and query you on specific expenses/incomes/outgoings?

Do you have regular meetings/interviews with the throughout the 12 months? How do they track what we are spending our money on?

Thanks in advance

luvchocolate

Hi I had to provide my O.R with bank statements for the previous 2 years and credit card statements for 1 year, he looked through them and said nothing unusual there. I had no credit card debt and I had already closed that account my self, I had also opened co op bank account got everything transferred and then closed my old bank account with hsbc they had already told me they would close this as they will not provide an account to B.R
I had no ipa but until discharge I have to notify my trustee of any changes in my income within 21 days if you are on a ipa would have to imform them anything during the 36 months.
as the tax allowance goes up in April I will have to let them know I will be £20 a month better off.
Some say they get a new soa just before discharge.
Be prepared be organised be honest. Good luck xx