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Time for mortgage app?
hwalkerh
Posts: 307 Forumite
How long does a average mortgage application take through a high street branch?
Can you apply and be approved in one appointment?
Can you apply and be approved in one appointment?
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Comments
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Are you talking about a full application or applying for a DIP?Trainee Building Surveyor
DIP 12/02/13 - Mortgage application 13/02/13 - Valuation 14/02/13 - Valuation OK 22/02/13 - Mortgage offered 05/03/2013 - Completion 22/03/2013
FINALLY IN MY FIRST HOME!!! WAHOOOOOOO! :beer:0 -
Full app as we have had a offer accepted on a property.
Is it best to get a decision in principle first?0 -
Yes probably best. But then i would have said it was probably best before you made the offer. Have you checked how much you can borrow beforehand?Trainee Building Surveyor
DIP 12/02/13 - Mortgage application 13/02/13 - Valuation 14/02/13 - Valuation OK 22/02/13 - Mortgage offered 05/03/2013 - Completion 22/03/2013
FINALLY IN MY FIRST HOME!!! WAHOOOOOOO! :beer:0 -
Yes got a mortgage in principle letter coming out in the post so I know what we can borrow0
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The lender needs a surveyor to inspect the property, so application to offer normally takes upto two weeks, unless there are other issues, then it can take longer.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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